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RoyalSundaramGeneralInsurance

Royal Sundaram General Insurance Company

Royal Sundaram General Insurance Co. Limited (formerly known as Royal Sundaram Alliance Insurance Company Limited), is the first private sector general insurance company in India to be licensed in October 2000 by the Insurance Regulatory and Development Authority of India. The company was initially promoted as a joint venture by Sundaram Finance, one of the most respected non-banking financial institutions (NBFCs) in India and other Indian Shareholders.

Product Portfolio

Health Insurance

Lifeline is a holistic indemnity plan from Royal Sundaram that covers the health insurance needs of you and your family.

Any individual above 18 years of age can purchase Lifeline. Lifeline is offered as an Individual plan and as a Family Floater plan for yourself, your spouse and children.

Best Health Insurance Plans

  • Sum Insured(SI) in Rs : 2, 3, 4 lakh
Baseline Cover Benefits
  • Inpatient Care : Covered up to SI
  • Pre and post hospitalization expenses : 30/60 days, Covered upto SI
  • All Day care procedures : Covered up to SI
  • Ambulance Cover : Up to Rs.3,000
  • Organ Donor Expenses : Covered upto SI
Other Benefits
  • Domiciliary Hospitalization : Covered upto SI
  • No Claim Bonus : 10% of Base SI upto a max of 50% of SI
  • Re-load of Sum Insured : Upto Base SI
  • Ayush Treatment : Government Hospitals - Covered upto SI; Other Hospitals - Covered upto Rs.20,000
  • Vaccination in case of Animal Bite : Upto Rs.2,500
  • Emergency Domestic Evacuation (Bed to Bed on advise of treating doctor) : Not Covered
  • Worldwide Emergency Hospitalization-Excluding US and Canada : Not Covered
  • International Treatment abroad for specified 11 critical illnesses Excluding US and Canada : Not Covered
Health & Wellness Benefits
  • Health Check-up : Available once every 3rd policy year
  • Preventive Healthcare & Wellness : Available
  • Second Opinion for 11 specified Critical Illness : Not Covered
  • OPD Treatment : Not Covered
Maternity Benefits
  • Maternity cover for up to 2 deliveries : Not Covered
  • New Born Baby Cover : Not Covered
  • Vaccinations for new born baby in the first year : Not Covered
Optional Benefits
  • Top-up plan on annual aggregate basis : Deductible of Rs.1, 2, 3, 4, 5 and 10 lacs
  • Hosptial Cash (for 30 days in case of hospitalization beyond 2 days) : Rs.1,000/day
  • Option to inlcude US and Canada for Worldwide Emergency Hospitalization and International Treatment for 11 specified Critical Illness : Not Available
  • Sum Insured(SI) in Rs : 5, 10, 15, 20, 50 lacs
Baseline Cover Benefits
  • Inpatient Care : Covered up to SI
  • Pre and post hospitalization expenses : 60/90 days, Covered upto SI
  • All Day care procedures : Covered up to SI
  • Ambulance Cover : Up to Rs.5,000
  • Organ Donor Expenses : Covered upto SI
Other Benefits
  • Domiciliary Hospitalization : Covered upto SI
  • No Claim Bonus : 20% of Base SI upto a max of 100% of SI
  • Re-load of Sum Insured : Upto Base SI
  • Ayush Treatment : Government Hospitals - Covered upto SI; Other Hospitals - Covered upto Rs.30,000
  • Vaccination in case of Animal Bite : Upto Rs.5,000
  • Emergency Domestic Evacuation (Bed to Bed on advise of treating doctor) : Covered upto Rs.1lac
  • Worldwide Emergency Hospitalization-Excluding US and Canada : Not Covered
  • International Treatment abroad for specified 11 critical illnesses Excluding US and Canada : Not Covered
Health & Wellness Benefits
  • Health Check-up : Annual
  • Preventive Healthcare & Wellness : Available
  • Second Opinion for 11 specified Critical Illness : Available once during the policy year
  • OPD Treatment : Not Covered
Maternity Benefits
  • Maternity cover for up to 2 deliveries : Not Covered
  • New Born Baby Cover : Not Covered
  • Vaccinations for new born baby in the first year : Not Covered
Optional Benefits
  • Top-up plan on annual aggregate basis : Deductible of Rs.1, 2, 3, 4, 5 and 10 lacs
  • Hosptial Cash (for 30 days in case of hospitalization beyond 2 days) : Rs.2,000/day
  • Option to inlcude US and Canada for Worldwide Emergency Hospitalization and International Treatment for 11 specified Critical Illness : Not Available
  • Sum Insured(SI) in Rs : 25, 30, 50, 100, 150 lacs
Baseline Cover Benefits
  • Inpatient Care : Covered up to SI
  • Pre and post hospitalization expenses : 60/180 days, Covered upto SI
  • All Day care procedures : Covered up to SI
  • Ambulance Cover : Up to Rs.10,000
  • Organ Donor Expenses : Covered upto SI
Other Benefits
  • Domiciliary Hospitalization : Covered upto SI
  • No Claim Bonus : 20% of Base SI upto a max of 100% of SI
  • Re-load of Sum Insured : Upto Base SI
  • Ayush Treatment : Government Hospitals - Covered upto SI; Other Hospitals - Covered upto Rs.50,000
  • Vaccination in case of Animal Bite : Upto Rs.7,500
  • Emergency Domestic Evacuation (Bed to Bed on advise of treating doctor) : Covered upto Rs.3lacs
  • Worldwide Emergency Hospitalization-Excluding US and Canada : 50% of Base SI upto max of Rs.20lacs; Deductible of $1,000 per hospitalization
  • International Treatment abroad for specified 11 critical illnesses Excluding US and Canada : Covered upto SI Return Airfare covered upto Rs.3 lac
Health & Wellness Benefits
  • Health Check-up : Annual
  • Preventive Healthcare & Wellness : Available
  • Second Opinion for 11 specified Critical Illness : Available once during the policy year
  • OPD Treatment : Upto Rs.10,000
Maternity Benefits
  • Maternity cover for up to 2 deliveries : For SI upto Rs.50lacs - Rs.2lacs For SI > Rs.50lacs - Rs.2.5lacs
  • New Born Baby Cover : 25% of SI
  • Vaccinations for new born baby in the first year : Covered upto 10,000
Optional Benefits
  • Top-up plan on annual aggregate basis : Not Available
  • Hosptial Cash (for 30 days in case of hospitalization beyond 2 days) : Rs.5,000/day
  • Option to inlcude US and Canada for Worldwide Emergency Hospitalization and International Treatment for 11 specified Critical Illness : Available

Worldwide Insurance Brokers Limited : B-42, Sector-63, Noida - 201307 (UP) India | IRDAI License Number - 332, valid from 17.07.2018 to 16.07.2021 | CIN No. U67200DL1995PLC067412
Insurance is the subject matter of solicitation
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