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What is insurance? | What a pain!

Your mortgager/ lender requires that you carry fire and other peril coverages for your property, home or shop.
Your auto lender requires that you carry physical damage cover.
Law requires you to carry automobile liability
Inflation and rising medical cause require you to go for health insurance.

Insurance is the protection of the people against specific perils:

Fire and Special Perils Policy, Shopkeeper Policy, Householder Policy

Health and Personal Accident Policy

Vehicle Insurance Policy

Term Insurance Policy

Benefits provided to individuals / families / business and society are:

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