What is the need to buy the travel insurance Policy?
The cost of medical care especially in countries such as USA and Canada is prohibitively high and could cause major financial problem if a person travelling to these countries was to meet with an unfortunate accident/illness.
To protect against such contingencies, it is prudent to opted travel insurance policy why travelling on business are holidays are education etc.
In some countries it is compulsory to have overseas travel insurance policy to obtained visa for that countries.
Travel Insurance products are available in the form of package with a range of covers with in one product. The following covers are offered buy most of the insurance companies.
Medical expenses due to illness/accident
Loss of checked in baggage
Loss of passport and documents
Cancellation of trips
Delay in arrival of checked in baggage
Third party liability for property/personal damages
Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of the trip, or a “multi-trip” policy can cover an unlimited number of trips within a set time frame.
Cover is granted in US dollar and sum insured ranges from USD 50000 to USD 500000.
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