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Aditya Birla General Insurance

Aditya Birla General Insurance Company

Aditya Birla Capital Limited (ABCL), is the financial services platform of the Aditya Birla Group.

Formerly known as Aditya Birla Financial Services Limited, ABCL has a strong presence across the life insurance, asset management, private equity, corporate lending, structured finance, project finance, general insurance broking, wealth management, equity, currency and commodity broking, online personal finance management, housing finance, pension fund management, health insurance and asset reconstruction business.

Product Categories

Health Insurance

At Aditya Birla Health Insurance, we understand the diverse healthcare needs of our customers. Consequently, our health insurance plans are designed to offer you a wide range of health benefits to take care of you and your family. Our Activ Health plans like the Activ Health Enhanced and Active Health Essential offers a comprehensive coverage and attractive benefits so that you are always motivated to stay fit. On the other hand, if you are looking for a wider coverage, you can choose the Activ Assure – Diamond Plan which offers additional benefits such as 150% reload of sum insured, covers 586-day care procedures and much more.

While the Activ Health and Activ Assure plans cover a majority of the health risks, you can enhance your health insurance coverage & benefits further with Activ Secure Plans such as Personal Accident, Critical Illness, Hospital Cash and Cancer Secure. Additionally, we also have an excellent selection of Group Health Insurance Plans such as Group Activ Health and Group Activ Secure with comprehensive coverage and benefits.

Best Health Insurance Plans

Protecting your health is our priority, while we also protect your finances.

  • Comprehensive range of sum insured up to 2 crores.
  • 150% Reload of Sum Insured for subsequent claims due to unrelated illness
  • Coverage for 586 day care procedures
  • No Claim Bonus (NCB) of 10% of sum insured for every claim-free year
  • Earn HealthReturnsTM worth up to 30% of your premium by earning Activ Dayz and staying healthy. Activ Dayz can be earned through plethora of exercising options such as Running, walking, yoga and many more.
  • Coverage for AYUSH In-Patient hospitalization comprising of Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathic treatment
  • International and Domestic Emergency Assistance Services including air ambulance
  • Range of comprehensive optional covers such as Super NCB, unlimited reload of sum insured, and Any room upgrade

Live worry free by getting a comprehensive coverage against medical bills

  • Choice of Hospital Room category
  • Comprehensive range of Sum Insured up to 2 Crores
  • Rewards to stay fit and healthy in the form of Health ReturnsTM
  • Day 1 cover for chronic diseases like diabetes, hypertension, high cholesterol and asthma
  • Worldwide Emergency Assistance Services to keep you safe when you travel
  • Reload of Sum Insured for an unrelated illness in case of insufficient funds due to claim(s)
  • Zone based Premiums

Get a customizable health cover that gives you value for money

  • Choice of Hospital Room category
  • Wide range of Sum Insured up to 10 Lacs
  • Rewards to stay fit and healthy in the form of Health ReturnsTM
  • Day 1 cover for chronic diseases like diabetes, hypertension, high cholesterol and asthma
  • Zone based Premiums
  • Range of optional covers to broaden your benefits

Ensure financial protection for you and your family in the event of an accident.

  • Coverage for Accidental death, Permanent or Partial Disablement
  • Coverage of modification of residence and vehicle
  • Education benefit and Orphan benefit for dependent children
  • Optional Covers such as Temporary total disablement, Accidental in-patient hospitalization and Worldwide Emergency Assistance Services
  • Complete protection against EMI and loan instruments
  • 5% Cumulative Bonus for every claim free year, maximum upto 50% of Sum Insured
  • Option of a wellness coach to help you reclaim good health

Protect yourself and your family from all major critical illnesses with this cover.

  • Flexibility to choose from 3 plan options with varied benefits
  • Comprehensive protection against all major Critical illnesses
  • A low Survival period requirement of 15 days following first diagnosis of Critical Illness
  • Policy continues even after payout for an early stage critical illness is made in our most comprehensive plan
  • Payout of maximum 150% of sum insured for more than one Critical Illness in our most comprehensive plan
  • Option of a wellness coach to help you reclaim good health
  • Tax benefits under section 80D of the Income Tax Act

Protect yourself from unplanned costs that increase your financial burden during hospitalization.

  • Daily Cash Benefit options from INR 500 to INR 10,000
  • Flexibility in choice of coverage for maximum number of days in a policy year
  • Convalescence benefit in case of hospitalization more than 7 days
  • Parental Accommodation Benefit
  • Option of a wellness coach to help you reclaim good health
  • Tax benefits under section 80D of the Income Tax Act

Secure yourself against all stages of cancer from minor to advanced and get the peace of mind you deserve.

  • Staged cancer cover with payouts on early stage (50% of sum insured) major stage (100% of sum insured) and advanced stage (150% of sum insured)
  • Additional payout of 100% on major stage cancer in spite of having claimed for an early stage with a payout of 50% of sum insured
  • Cumulative Bonus of 10%, maximum up to a 100% of sum insured
  • A low Survival period requirement of 7 days following first diagnosis of Cancer
  • Option of a wellness coach to help you reclaim good health
  • Tax benefits under section 80D of the Income Tax Act

We offer you a Group hospitalization cover with all classic and latest world class features.

  • Comprehensive coverage for classic and pioneering features
  • Simple documentation
  • Simple underwriting for quick and easy policy issuance
  • Cashless claim settlement
  • Various optional covers are available to tailor make health plan as per insured’s needs
  • Completely customizable by the way of features, limits and waivers of restrictions
  • Premium paid is exempt under section 80D (subject to change as per tax laws)

We offer you a Group fixed benefit Health plan that gives Lump sum benefit on occurrence of health events as covered under scope of your plan.

  • Group Personal Accident cover
  • Group Critical Illness cover
  • Group Hospital Cash Benefit