A health insurance plan not only saves you from health emergencies, but it also becomes a vital part of your financial planning. It ensures a safe and secure future for you and your loved ones. It becomes our responsibility to buy a sufficient health plan for self and family to be protected against sudden and unexpected costs of hospitalization and emergency treatment costs. If you do not have health insurance, you may have to run from pillar to post to arrange for money when sudden significant expenses owing to health treatments fall your way. It can also cause a big hole in your pocket to pay for those treatments. Moreover, in today’s polluted and unsafe world, each one of us is exposed to so many illnesses, and a medical emergency can strike at any point in time. With healthcare increasingly becoming expensive, it becomes essential to have sound health insurance in hand to make use of it at the right time.
Health insurance makes healthcare affordable.
To think that you need health insurance is not sensible. You need it for more than one valid reasons.
Here are some listed for you:
Apart from these benefits, your health plan also provides:
Cover 360 offers you a platform to compare various health insurance products and choose the best suited to you, at a single podium. Here is why it is easy to buy health insurance at Cover 360.
You can purchase health insurance in India if:
It is advisable to buy health insurance at an early age to get the maximum benefits from your plan. It also helps to access your claims better and faster if you do not hide any facts related to your health and medical conditions while buying a good health insurance policy.
No Claim Bonus: You are entitled to a no-claim bonus offered by your insurance provider if you did not make any claim in a policy year.
Buying health insurance is not at all a tedious process. With Cover 360 at your service, you can compare, choose and buy the best health plan suited to your needs.
Here are the few easy steps to need to follow to buy the health insurance plan:
Based on the type of insurance you have, the claim process also varies.
You get the treatment without paying anything upfront. An approval from the third-party administrator of the insurance company is needed. These TPAs are present at the hospital itself.
In such a case, you pay the bills on your own and insurance company reimburses later through a documented insurance claim. Here, you may need to make a single claim from a single insurer. If you have multiple insurance policies you need to make multiple claims with multiple insurers, depending on how many insurance providers are covering you for various health-related needs.
Remember to keep all your documents from the insurance company and from the hospital in order.
It is a PAN India public interest campaign to spread awareness about the importance of general insurance. This campaign brings forward the benefits of insurance products such as Home Insurance, Health Insurance, and Motor Insurance.
The campaign will connect with a larger demographic, through a 360-degree approach, that would include conventional and digital mediums such as television, outdoor advertising, digital, radio and PR.
The campaign will include four TVCs which were launched on March 5, 2020. The idea of the campaign was created and conceptualised by creative agency, Leo Burnett.
There is a greater need for this campaign now than ever. More and more people are getting into false beliefs and misconceptions that insurance is a fraud concept, which is not valid. People find it an unnecessary expense and do not see much benefits of buying insurance for them or their assets. These misconceptions arise from lack of knowledge and misinformation. “FaaydekiBaatHai” campaign is dedicated to erase such misconceptions and bring to the fore the real importance and benefits of having an insured life.
General Insurance Council of India is contributing to the campaign, in which are included 25 General Insurance, 11 Reinsurance, 2 Specialized Insurance and 6 SAHI (Standalone Health Insurance) companies in India.
The prime motive of this campaign is to bust the myths around insurance. This campaign will help people to get over the conventional thinking about insurance and see it in a better light. People will know the benefits clearly and make decisions that are more informed when it comes to buying general insurance.
More and more people take insurance as an unnecessary expense, which brings no gains. People are convinced that "insurance kakoyifaaydanahi”. Some believe that one never gets claims even after buying insurance. All these are wrong beliefs.
The campaign is very important to bring the actual truth to light and encourage people towards buying insurance to have a safe and secure life, especially health. This campaign will elevate people's belief in insurance and its many benefits such as: