About Bajaj Allianz Health Insurance
Bajaj Allianz offers some of the most comprehensive healthcare plans, making them undeniably evident in India's health insurance market. As the first company to provide cashless claim settlements in the country, Allianz Insurance is now a top choice for affordable health insurance solutions.
Bajaj Allianz is a joint venture between Bajaj Finserv Limited and Allianz SE. This ensures they have the connections necessary for over 6000 network hospitals while maintaining a 77.61% claim ratio. With extensive individual plans and the much-sought-after family plans , they offer financial coverage for critical illnesses and senior citizens. They ensure that every demographic gets the financial backup plan they deserve in times of stress and unpredictability!
Some of the most popular Bajaj Allianz health insurance plans are:
- Bajaj Allianz Individual Health Insurance Plan
- Bajaj Allianz Health Insurance Plan for Family - Health Guard
- Bajaj Allianz Premium Personal Guard Plan
- Bajaj Allianz Critical Illness Plan
- Extra Care Plus Plan
- Health Care Supreme Plan
- Hospital Cash Plan
- Silver Health Plan
- Star Package Plan
Let’s take a closer look at the multiple benefits of Bajaj Allianz insurance plans.
Bajaj Allianz Health Guard Individual Policy
- Entry Age: 18-65 (Adult); 3 months-30 years (Child)
- Policy Term: 1-3 years
- Sum Assured: Rs. 1.5 - 2 lakhs (Silver); Rs. 3 - 50 lakhs (Gold)
- Pre and Post-Hospitalization: 60 and 90 days, respectively
Other benefits:
- Convalescence Benefit: Rs. 2000 (Silver) or Rs. 5000-7500 (Gold)
- Ambulance Coverage: Rs. 20,000 per policy year
- Lifelong renewability
Bajaj Allianz Health Guard Family Floater Policy
- Entry Age: 18-65 years
- Policy Term: 1 year
- Sum Assured: Rs. 2 - 10 lakhs
- Pre and Post-Hospitalization: 60 and 90 days, respectively
Other benefits:
- Free Look Period: 15 days
- Ambulance Coverage: Rs. 1000 per hospitalization
- Cumulative Bonus: 10% of the sum assured every claim-free policy year
Bajaj Allianz Premium Personal Guard
- Entry Age: 18-65 years (Adult); 5-21 years (Children)
- Policy Term: 1 year
- Sum Assured: Rs. 10 - 25 lakhs
- Pre and Post-Hospitalization: N/A
Other benefits:
- Hospital Confinement Allowance: Rs. 1000-2500 per day for a maximum of 30 days
- Insured receives 200% of sum insured if permanent total disability happens
- Cumulative Bonus: 10% of the sum assured every claim-free policy year (max. 50% for 5 years)
Bajaj Allianz Critical Illness Plan
- Entry Age: 6-65 years
- Policy Term: 1 year
- Sum Assured: Rs. 1-50lakhs
- Waiting Period: 90 days
Other benefits:
- The hassle-free in-house claim process
- Premium paid is exempt under section 80D of Income Tax Act
- Free Look Period: 15 days
Bajaj Allianz Extra Care Plus Plan
- Entry Age: 91 day-80 years
- Policy Term: 1-3 years
- Premium Charges: Rs. 2500 onwards
- Pre and Post-Hospitalization: 60 and 90 days respectively
Other benefits:
- Offers floater cover for your family and children
- Emergency Road Ambulance Cover: Rs. 3000 per hospitalization
- Offers maternity cover and free health checkups
Bajaj Allianz Health Care Supreme
- Entry Age: 18-lifetime (Adults); 3 months - 21 years (Children)
- Policy Term: 1 year
- Sum Assured: Rs. 5-50 lakhs
- Pre and Post-Hospitalization: 60 and 90 days respectively
Other benefits:
- If hospitalization sum insured or any cumulative benefit is exhausted within the policy period, up to 100% can be reinstated
- Coverage for ayurvedic and homoeopathic treatments
- Offers maternity cover for childbirth and associated expenses
Bajaj Allianz Hospital Cash Plan
- Entry Age: 18 - 65 (Adults); 3 months - 21 years (Children)
- Policy Term: 1 year
- Sum Assured: Rs. 500-2500 per day
- Waiting Period: 30 days
Other benefits:
- Free Look Period: 15 days
- Offers portability from a different plan with all the benefits intact
- A discount of 5% on insuring 2 or more family members
Bajaj Allianz Silver Health Plan
- Entry Age: 46 - 70 years
- Policy Term: 1 year
- Sum Assured: Rs. 50,000 - 5,00,000
- Pre and Post-Hospitalization: 60 and 90 days, respectively
Other benefits:
- Cumulative bonus of 10% of the sum insured for every claim-free year up to a maximum of 50% of the sum insured.
- Free health checkup in a designated centre from the Bajaj Allianz health insurance hospital list at the end of continuous four claim-free years
- Coverage for 130 daycare procedures
Bajaj Allianz Star Package Plan
- Entry Age: 18 - 60 years (Adults); 3 months - 25 years (Children)
- Policy Term: 1-3 years
- Sum Assured: Rs. 1.5 - 50 lakhs
- Pre and Post-Hospitalization: 60 and 90 days, respectively
Other benefits:
- Includes daily hospital cash, health guard, critical illness, accident insurance, educational grant, householders' content, travelling baggage and public liability cover under one plan.
- The most holistic Bajaj medical insurance plan there is.
The Benefits and Advantages of Choosing Bajaj Health Insurance
The multitude of glowing Bajaj Allianz health insurance reviews is a testament to them being one of the leading insurance providers in the country. This is due to many reasons:
- With over 6000 network hospitals and a 77.61% claim ratio, Bajaj Allianz ensures that you get the most comprehensive choice and the highest quality of treatment while remaining fully financially covered!
- At bajajallianz.com, you get full information about their various insurance plans. They are completely transparent about everything - from their claim process to their finances.
- They provide a complete walkthrough to apply or renew your insurance from the Bajaj Allianz general insurance login page to the Bajaj Allianz health insurance renewal process.
- Almost all their health plans offer family floater options and multiple sums insured for maximum coverage.
- All Bajaj Allianz insurance premiums are tax-deductible under Section 80(D) of the Indian Penal Code.
Bajaj Allianz Health Insurance Premium Calculator
The Bajaj Allianz login portal allows you to log in and check your premium. Depending on various factors, you can calculate your premium. These include:
- Your age
- Your medical history
- Lifestyle choices (habits)
- Occupation
- Type of health plan
This comprehensive criterion ensures that you get the most accurate result for what amount of premium to pay.
Bajaj Allianz Mediclaim Processes
Bajaj Allianz’s claim settlement ratio currently stands at 77.61%. This rate is gathered from over 6000 network hospitals through both reimbursement and cashless claims. Depending on where you get your treatment, you need to choose the correct Bajaj Allianz health insurance claim form.
Reimbursement Process
- Download the Bajaj mediclaim form from the website or get it from a nearby company branch.
- Fill in and submit the form along with the required documents, if asked.
- If your claim is validated, the company will transfer the funds to your account directly.
Cashless Process
- Inform Bajaj Allianz from the hospital.
- Fill in the pre-authorisation form after showing the hospital your Bajaj Allianz Health insurance Membership Card.
- Send the form via email or fax to the company.
- Bajaj Allianz will send an approval letter.
- The hospital will then settle your charges directly with the company. You can check the status of your payment from the Bajaj hospital portal.
Ensuring you have the correct documents is of paramount importance. Cover360 helps you make your claims so the process is more straightforward and there are no oversights!
Bajaj Allianz Health Insurance Renewal Procedure
- Visit cover360.in and go to our renewal page
- Enter the details asked
- You will be taken to bajajallianz.com’s renewal page to complete the process
- Give your details about your plan, policy number etc.
- Pick your renewal quote and make your payment to complete the renewal procedure.
For any further queries, please contact us and we will gladly help you step-by-step through any process!
